Payment Plans
0% Interest Financing.
No Credit Check.
Treatment is $3,599 all-inclusive. Most families pay $400 down and then $169 a month. The plan is arranged here in the office, not through a finance company.
No Credit Check
We arrange the plan ourselves, so there is no application to a lender and nothing that touches your credit score. A low score does not disqualify you.
Genuinely 0%
The payments add up to $3,599, the same as paying in full. There is no finance charge, no deferred interest and nothing added at the end.
No CareCredit Needed
No third-party lender is involved. Many practices route financing through an outside company that runs a hard credit pull and charges interest after a promotional window.
The Numbers
Exactly What You Pay
Written out in full, because a monthly figure on its own tells you almost nothing.
- Cash price
- $3,599
- Down payment
- $400
- Amount financed
- $3,199
- Monthly payment
- $169
- Payments
- 18 at $169, final payment $157
- Term
- 19 months
- Finance charge
- $0.00
- Interest rate (APR)
- 0%
$400 plus eighteen payments of $169 plus a final payment of $157 comes to $3,599. That is the same total as paying up front, which is what makes the 0% real rather than a promotional rate that expires. Insurance or Medi-Cal benefits are applied first and reduce the amount financed, which lowers the monthly payment.
All-Inclusive
The $3,599 is the whole price
- X-rays and records
- Every adjustment visit
- Retainers at the end
- Emergency care
Nothing is billed separately once treatment starts. The monthly payment is the only thing you pay after the down payment.
Using insurance or Medi-Cal alongside a payment plan
Any benefit you have is applied to the $3,599 first, so the amount financed drops and the monthly payment comes down with it. We verify your benefits over the phone before you commit, at no charge. We are also an enrolled Medi-Cal Dental provider at all four offices, which most private orthodontic practices nearby are not.
Find Out What You Would Pay
One call. We check your benefits, work out the monthly figure for your case, and there is no obligation to book.
800-989-6674